Bankruptcy Solutions

Solutions to Customer Financial Pains

DebtStoppers, also known as The Semrad Law Firm, is one of the nation’s leading consumer bankruptcy firms. We’ve helped over 100,000 families reduce or eliminate debt from credit cards, medical bills, tax liabilities, Chicago parking and camera tickets, and more.

Our experienced Chapter 7 and Chapter 13 attorneys are recognized throughout , Illinois, Georgia, and Texas for their commitment to helping clients get a fresh financial start.

With our $0 Up-Front Policy, you can get started with no money down. If you’re facing financial stress, don’t wait—call us at 844-546-7300 or email us today. We’re here to help you understand your options and protect what matters most.

Car Repossession

One of our most valuable possessions. Losing your car can be incredibly disruptive to your life. A DebtStoppers bankruptcy plan can force your creditors to return your car immediately!

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Creditor Harassment

When you fall behind on your debts, it seems like your creditors will stop at nothing to try to get you to make a payment — even if you can't afford it! Filing bankruptcy with DebtStoppers stops the calls now!

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Foreclosure

This is our most valuable asset. Did you know that filing bankruptcy will cancel the foreclosure?

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Wage Garnishment

Creditors can take up to 25% of your net paycheck. A DebtStoppers bankruptcy will stop the garnishment even after its already started. We might even be able to recover what was already taken!

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Parking Tickets

A DebtStoppers bankruptcy plan can immediately wipe out your entire ticket balance and help you get your car or license back right away.

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Camera Tickets

These can add up quickly without you even knowing. Bankruptcy can eliminate these just like any other parking tickets.

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Asset Protection

Don’t dip into retirement or savings before you talk to a bankruptcy attorney! Many of your assets are completely protected in bankruptcy so you can stay focused on your financial future.

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Credit Cards

Did you know the average credit card interest rate is over 23%! If you’re paying $300 a month and owe more than $10,000, it will take you nearly 5 years to pay it off.

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Payday Loans

Check the fine print, you’re probably paying as much as 600% interest! Often these are an endless loop that only pull you in deeper. Bankruptcy can completely eliminate these – even if they made you promise not to file!

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IRS Debt

Despite popular belief, Bankruptcy can eliminate past due taxes. Just make sure you file your return each year – even if you don’t have the money to pay your taxes.

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Medical bills

Did you know that more than 100 million adults have medical debt and that 12% of these people owe more than $10,000?

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Student Loans

Until recently, there was not much we could do. But all that changed in 2022. If you didn’t graduate or you graduated more than 10 years ago, we can probably eliminate all of your federal student loans!