Millions of hardworking families across America are suffocating under the pressure of overwhelming balances on their credit cards. We have helped countless families find relief from the destructive credit card debt cycle.
While bankruptcy is created by federal law, you need to seek assistance from a local attorney in the process. States interpret the rules differently, so you'll want an experienced attorney licensed in your state on your side. Our lawyers have years of bankruptcy experience in the jurisdictions where we practice and can help guide you through your state's specific process.
DebtStoppers' legal charges vary from case to case, but they are among the most reasonable rates you can find. We'll even advance your $335 Chapter 7 filing fee so you can get the relief you need from your cards for $0 upfront. Affordable payment plans for our fees are always available, so you can obtain relief now and pay later.
You have your pick of alternatives when it comes to paying off your credit cards. However, bankruptcy is the ONLY OPTION that offers complete relief from your debts.
Let's run through your choices:
The final (and most effective) option is to file for Chapter 7. Bankruptcy laws enable you to eliminate the balances on your credit cards and start over fresh.
Nothing in life is 100% risk-free, but working with an experienced DebtStoppers attorney can reduce your risks while filing for bankruptcy. The three most substantial risks include:
As a "liquidation" bankruptcy, Chapter 7 technically allows a court-appointed trustee to sell your assets to repay creditors. However, DebtStoppers clients usually keep most, if not all, of their possessions during the Chapter 7 process.
Some debts, such as domestic support and education loans, cannot be discharged in a bankruptcy. At DebtStoppers, we thoroughly educate our clients BEFORE they file on which debts can be eliminated and which cannot.
Denial of discharge only occurs in the case of a false statement of fact, omission, or other fraud. When our clients are required to provide information to the court, we work with them to ensure nothing is inadvertently left out or misstated.
Bankruptcy law is complicated, and you shouldn't try to figure it out on your own. Call or text DebtStoppers today to schedule a $0 one-on-one case assessment with an experienced debt relief lawyer. You can count on us to get you the most relief possible.
DebtStoppers is one of the only law firms in the country that offers a genuine $0 upfront Chapter 7. Call or text us today to claim your free consultation.