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Debt issues and solutions in Georgia

The more you neglect your bills, the worse the situation gets. If you are in debt and are struggling to make ends meet, you must address the issue right just once. Hopefully, you might have just found the solution to your problems - bankruptcy. Chapter 7 or Chapter 13 bankruptcy will erase partially or fully your debt and you can live debt-free again.

Explore Debt Issues and Solutions

How does Bankruptcy Solve Issues in Georgia?

Bankruptcy Pains in Georgia

Car Repossession

Even when you’re one day late on your car loan you’re risking getting your car repossessed …

Creditor Harassment

When you fall behind on your debts, it seems like your creditors will stop at nothing to try to get you to make a payment — even if you can't afford it!

Foreclosure

Did you know that the only legal and complete approach to stop a foreclosure in Georgia is through bankruptcy?

Wage Garnishment

Did you know Georgia wage garnishment laws limit the amount that judgment creditors can take from your paycheck?

Asset Protection

Threats to your assets can come from creditors, medical expenses, and unnecessary taxes …

Credit Cards

Credit card debt is a common and serious problem and it often leads to filing for bankruptcy.

Payday Loans

Payday loans are often a wrong choice for people seeking financial freedom and are your biggest enemy when it comes to your monthly budget.

IRS Debt

IRS tax relief can be helpful especially when you owe tax money on your income.

Medical bills

The rising cost of healthcare has left many Georgians (and not only) scrambling …

Bankruptcy solutions you can find in Georgia

Chapter 7 Bankruptcy

Usually, most Chapter 7 bankruptcy cases in Georgia are closed and discharged within 4 to 6 months

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Chapter 13 Bankruptcy

There were more than 23,000 filed Chapter 13 bankruptcies in Georgia by December 2021.

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Mortgage Modifications

Falling behind your mortgage payments due to high inflation, high-cost energy bills, and high interests? If yes, call us.

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Asset Protection

Threats to your assets can come from creditors, medical expenses, and unnecessary taxes.

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Why should you consider filing for bankruptcy?

Woman in blue

If you have a lot of debt, bankruptcy should be something you are really considering. Many times, filing for bankruptcy will allow you to keep your home, car, and other personal property while substantially reducing the amount of debt you owe. For many people, it truly can be a miraculous debt remedy.

We frequently have clients whose debts total $10,000, $30,000, or even $100,000 or more and these debts often happen to be entirely eliminated. A chapter 13 bankruptcy is typically a much better choice than a debt consolidation loan, even if you do have to pay back part of your bills. Bankruptcy can stop foreclosure and eviction, it can get you car back as well as it can stop a wage garnishment.

Filing for bankruptcy will let you breathe again

By declaring bankruptcy, you can get some breathing room to organize your finances, stop the threatening phone calls and letters, and lessen your stress at home and at work. One of your most effective legal options is declaring bankruptcy. The Automatic Stay is a legal safeguard that shields you from all creditor activity as soon as we submit your case. And if they try to violate it, we may enforce it with penalties from the bankruptcy court.

Additionally, bankruptcy often indeed helps your credit score rise. Most people's credit scores are already at a low place when they are prepared to file for bankruptcy. Within the first year following the bankruptcy discharge, our customers' credit scores often rise by more than 100 points.

Lawyers list

Lauren Drayton

Managing Chapter 7 Attorney


Location: Atlanta, Georgia

Phone: 470-833-1397

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Craig Cooper

Managing Chapter 13 Attorney


Location: Atlanta, Georgia

Phone: 470- 833-1392

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Vincent Leibbrandt

Chapter 7 Litigation Attorney


Location: Atlanta, Georgia

  

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