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About Us

Nothing is as stressful as being in debt and unable to get out. At Debtstoppers we fight for an affordable legal & bankruptcy system that will aid in the relief of debt-burdened families. "Rob Semrad, Senior Partner"

Explore About Us

Who We Are? What do We Stand For?

Our Story

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Robert and Patrick Semrad, the second-generation Chicago attorneys behind DebtStoppers, were inspired to specialize in bankruptcy law by their personal experience with financial hardship. After their father lost his job, their parents struggled to save their home from overwhelming tax debt. Witnessing the impact of this crisis on their family motivated the Semrad brothers to dedicate their careers to helping others find relief from crippling debt.

DebtStoppers has since grown to become a nationwide industry leader, thanks to the Semrad brothers' commitment to reaching as many people as possible with the message that help is available and affordable. They believe that bankruptcy is a powerful tool for turning around a bad situation quickly and completely. After two decades, the firm continues to explore new ways to use its expertise and creativity to help Americans in financial distress.

We’re Here to Help

At DebtStoppers, our dedicated team of attorneys and staff understand that facing bankruptcy can be a stressful and emotional experience. That's why we provide compassionate and personalized legal representation to every client, helping them navigate the complex bankruptcy process and achieve a fresh financial start. With our proven track record of success and commitment to client satisfaction, we are proud to be a trusted partner in the journey towards financial freedom. Whether you need help with Chapter 7 or Chapter 13 bankruptcy, debt negotiation, or foreclosure defense, our experienced professionals are here to guide you every step of the way.

We understand that everyone struggles with debt at one time or another, and we’re here to help with professionalism and compassion, not judgment. Our clients are eager to talk about our service, and we offer a fast, permanent solution to your debt issue. Unresolved debt trouble only gets worse with time, so don’t wait. Let our experienced bankruptcy attorneys help you find your best option today. DebtStoppers is one of the only law firms in the country that offers a genuine $0-Upfront Chapter 7, committed to making our services affordable and accessible to everyone who needs them.

Call or text DebtStoppers and schedule your free debt evaluation. We've helped thousands of people find a debt-free future and we're here to help you too. Take the first step towards financial freedom and call us today.

What clients say about us

Greg Johnson

Greg Johnson

A month ago
I've filed bankruptcy before, but these guys made it super_easy! They basically did all the legwork. Anthony (my attorney) was brutally honest and cut straight to the chase. NO HIDDEN FEES! I feel as if a huge weight has been lifted.
MJ

MJ

17 weeks ago
I became disabled and my financial situation became dire and I have tried for two years to file for either a manageable chapter 13 or chapter 7. I have wasted thousands of dollars I do not have on lawyers who didn’t understand my complex case or trustee payments with a trustee who also seemed to disregard my situation. My experience with Debtstoppers was PAINLESS. My meeting with a new trustee took two minutes and my much needed chapter 7 was approved. I’m also on a payment plan for the chapter 7 payments so I didn’t have to pay the cost up front. I am so relieved and incredibly happy. I was hesitant to use a “big” law firm but I couldn’t have asked for a more seamless or better outcome. Highly recommend.
Artisha Givens

Artisha Givens

28 weeks ago
I have nothing but good things to say about this company. They explained everything to me upfront on what to expect. I was never left in the dark about anything . It was never a hassle to get in touch with anyone they responded within hrs and or the next day.. thank you debt stoppers
Dawn Cimmino

Dawn Cimmino

4 weeks ago
They made the process so seamless and gave me huge peace of mind. Gabrielle was amazing. She took her time and explained the process to me step by step. I felt really valued as a client. I highly recommend them.
Angela

Angela

Jun 9, 2025
I was going through alot of stress being a single mother with three kids. I went in stressed but when I met Sean _ my Attorney!!! _ I was so relieved. He has something natural about him. He answered all of my questions and even gave his number to reach him out for any questions. I'd recommend Sean and DebtStoppers to anyone!!
Juanita Wilson

Juanita Wilson

May 24, 2025
I am very satisfied with the services i… I am very satisfied with the services i received at debt stoppers from Attorney Mike Miler and Katherine Miller they went above and beyond to assist me with my bankruptcy i am 63 years old and Mrs Kathrine kept me abroad as to what was going on with my case as well as the filing this is an excellent company no large upfront payments and i will recommend them to anyone u can trust them to get the job done THANK U SO much Respectfully Juanita Wilson
Dario Zarate

Dario Zarate

3 weeks ago
This place is Heaven sent! Thank you to Nick and Tony for waking me through this with ease and comfort! James initiated the entire process and since then has been easy to reach! Thank you Mr.Carroll and Mr. Dimitrov for being patient and understanding. I feel horrible having to do this and everyone has made me feel rather appreciative of this life changing opportunity!
Shrita Jones

Shrita Jones

5 weeks ago
Fast!! They were very professional and kind and they work really fast I didn’t have any problems and the whole process was broken down to me . I would recommend Debt stoppers to anyone who needs to file bankruptcy.
Meme Pinkston

Meme Pinkston

5 weeks ago
They made this process effortless for me. All of my questions were answered, and it literally took one day for me to provide all documents, complete the online course, and have my case filed. I highly recommend them.
Tajah Pittman

Tajah Pittman

10 weeks ago
Love This Team !!! I came to them with a problem and they solved it with no hesitation. Communication was excellent and were very informative. Thank you again Mike & Kathy
Veda McCoy

Veda McCoy

12 weeks ago
Debtstoppers got my case filed in a very timely manner. The line of communication was there for any questions that I had. I had to go in to the office & everyone at the front desk were pleasant & professional as well. Thanks In Advance for you alls hard work.
Leonard Ireland

Leonard Ireland

12 weeks ago
I like to thank debtstoppers for helping me with the situateion that I was in. The pressure that I was feeling is totally gone. I tried other relief agencies but they couldn't help me. I was praying for a way out of all the debt that was keeping me up at night. Then I discovered debt stoppers. I thank God, for you. I now have peace of mind.
Verified Client

Verified Client

17 weeks ago
So excited for a fresh start! I paid all my bills on time but life throws us curve balls and stuff kept getting worse for me … I had no choice if I wanted to get my life back. Nick and Tony guided me through the process and it was very very smooth and it only took about 2 weeks! Thanks
Pius Leevan

Pius Leevan

19 weeks ago
I contacted Debtstopper to fix my case and in just 3 days they had already filed my chapter 7. I didn't expect the process to be this fast but they did whatever was needed to make it happen moreover on a weekend, it was all hands on deck to make sure their client was taken care of. I would absolutely 💯 recommend them.
Wilkes

Wilkes

20 weeks ago
Not only was the response time prompt, the staff members who served me were all very helpful. Everything was thoroughly explained and executed. Although they were great I'm praying to never need their services again; however, I'd highly recommend.
Cynthia Christian

Cynthia Christian

21 weeks ago
Debt stoppers came at a time when I was trying to figure out my options. When I finally made the decision, Marcie was very polite and very informative. The information she explained to me was the best news I could ever ask for. She listened and gave me the feeling that I did have options. The response to activity beginning the process was made quickly. When I say the support that I received allowed me to have a good night's rest, I can say I feel like I’m in good hands.
Ron M

Ron M

23 weeks ago
Very informative in giving you the information you need to get all of your questions answered about their process in filing your case, which was a very fast and thorough process. You will be more than satisfied with their work, with very little effort on your part.
Meeka

Meeka

May 2026
Shout out to my good friends over at DebtStoppers — I truly appreciate the support you've given me. Any questions I had were answered; I was never left in the dark. Nick and Tony were my go-to guys. They made sure I completely understood every step and felt comfortable with my final decision. Great communication, very professional. Thank you!
The 80's Reviewer

The 80's Reviewer

May 2026
Katherine and Mike, thank you for your outstanding service. You made the bankruptcy process smooth, efficient, and far less stressful than I expected. You stayed actively involved, kept me informed, and were always available to answer my questions with patience and clarity. I would highly recommend your services to anyone facing financial hardship. You truly made a difference.
Denise Durband

Denise Durband

Apr 2026
I suffer from TBI, and life is hard enough let alone filing for bankruptcy! They were so kind and worked at my speed so I could understand every step. With help from my caretaker sister, I got through the complicated computer processes and got it done. Thank you DebtStoppers!
Michele Walker

Michele Walker

Apr 2026
DebtStoppers helped me get both of my cars back and learn how to budget my money.
Jermaine Martin

Jermaine Martin

May 24, 2026
Debt Stoppers were able to stop a creditor from taking me to court and garnishing my wages from a previous debt I owed years ago! I would HIGHLY RECOMMEND DEBT STOPPERS for anyone who's struggling with past debt or creditors harassing you daily for debt you are unable to pay off.
Glindan Thomas

Glindan Thomas

Mar 2026
I've been hearing about DebtStoppers since 2012, but I finally got a chance to work with them — and that work is great. Their response time is terrific.
Levi

Levi

Mar 2026
My case with DebtStoppers was nothing short of amazing. My first case was dismissed, but a couple days later Curt called, we got everything together, and the very next day he was calling to confirm before filing. He got it done and stayed in touch the whole way. I want to thank Curt's team for a job well done.
S M

S M

Feb 2026
These attorneys are by far the best I've ever met. They're honest, never misleading, and they ensure real relief. Try them if you need to file — or if you're simply thinking about it. They won't lead you wrong!
The Hamilton's

The Hamilton's

Feb 2026
I was literally just gathering my information when I received a call — TODAY, on a SUNDAY. After speaking with James I feel so much better and optimistic about my financial journey. James, thank you so much!
Richard McNeil

Richard McNeil

Jan 2026
Filing for bankruptcy is a necessary but unpleasant experience — the staff at DebtStoppers was very patient, understanding, and professional. Michelle Hopkins, the paralegal I dealt with, was especially helpful and responsive. I would definitely recommend DS for anyone in need of filing.
Pablo "Pablito" Norin

Pablo "Pablito" Norin

Dec 2025
Thank you DebtStoppers, Mr. Kurt Y, and team! Your service and assistance has been awesome. Taking time to explain everything throughout this process was a huge stress relief. These people know how to help people through stressful moments. So glad I found you — best of luck to each one on this team!
Chapda Wanda

Chapda Wanda

Nov 2025
I worked with Jason and Kurt Yao and they are exceptional — very patient, making sure I was informed of every detail and that I understood everything before signing my paperwork. One thing I really loved was how patient they were. I will recommend them to everyone that needs help.

The History Behind DebtStoppers

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DebtStoppers have helped thousands of families just like theirs, to get out of debt!

Benefits of Working with one of our bankruptcy attorneys

Total Debt Relief by

Phone & Video

$0 Up-Front Bankruptcy

Free Virtual Consultations

Fast, same day case filing

Affordable payment plans

Established bankruptcy law firm - since 2003

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