Recent Blog Posts
How to Answer a Debt Collection Lawsuit in Texas When Filing Bankruptcy
If a creditor has filed a debt collection lawsuit against you in Texas, bankruptcy may be the best way to resolve your financial troubles. Filing a bankruptcy will allow you to immediately halt any judicial proceedings currently...
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How Long Can Bankruptcy Delay an Eviction in Nevada?
In Nevada, landlords are typically permitted to file a case to evict tenants who don't pay their rent. However, if a tenant has filed bankruptcy and received an automatic stay, the eviction process can be delayed, or in some...
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How To Get Your Bankruptcy Case Number
Bankruptcy case numbers (sometimes referred to as docket numbers) identify each particular filing submitted to the courts. It’s assigned when the debtor files the initial paperwork and will be used throughout the
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Can Bankruptcy Affect Your Job in Texas?
People who are considering bankruptcy often feel embarrassed, scared, and worried. This alone can make the process incredibly difficult. But on top of that, you might be worried that the bankruptcy process will affect your job…
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Student Loans and Bankruptcy in Georgia
Throughout the country, a student loan crisis is brewing. This has led many student loan borrowers to consider their options regarding this seemingly insurmountable debt…
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What Not To Do When Filing for Bankruptcy in Illinois
Knowing what not to do when filing for bankruptcy is just as important as learning what you need to do. Making mistakes in the bankruptcy process can cost you time, money, and even your car or home. An experienced DebtStoppers bankruptcy attorney can help you avoid these common mistakes people make when filing for bankruptcy…
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Everything You Need To Know About Means Test in Florida
In Florida, there are two chapters of consumer bankruptcy that an individual normally files: 7 and 13. Chapter 7 will quickly and easily wipe out your unsecured debts such as credit cards and personal loans. Chapter 13 is a debt repayment plan where your debt will be reduced and reorganized into a 3-to-5 year payment plan. This type of bankruptcy is meant for people who cannot pay all their debts despite…
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How Do You Get Your Car Back After Repossession in Illinois?
Repossession is the process through which the lender, bank, or other creditor reclaims possession of an automobile from a borrower who has defaulted on their loan. Repossession is legal because the contracts for most auto loans provide that the vehicle being purchased will serve as collateral to ensure the buyer fulfills their end of the agreement. This means that under Illinois law, a lender can take back your…
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Can You Keep Your Car After Filing Bankruptcy in Texas?
Many people worry about how filing bankruptcy in Texas will affect their property, and one question that often comes up is, “can I keep my car?” Each state permits people who file for bankruptcy to save certain “exempt” assets when filing, including motor vehicles. In fact, Texas law allows your household to exempt the total value of one car per…
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How Do You Qualify for the Means Test in Illinois?
As an individual in Illinois, bankruptcy laws allow you to file for two different types: 7 and 13. With Chapter 7, you can wipe out your unsecured debts entirely, whereas Chapter 13 requires you to make monthly payments towards your debt over the course of 3 to 5 years…
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