A DebtStoppers bankruptcy plan can immediately wipe out your entire ticket balance and help you get your car or license back right away. Call or text DebtStoppers at 312-913-0630 today to set up a free debt analysis with one of our experienced Chicago bankruptcy lawyers.
The city of Chicago takes unpaid parking and camera violations seriously. If you don't pay your tickets when they want you to, they'll add penalties and interest charges that can quickly add up to thousands of dollars. Chicago is also notorious for booting and impounding cars over delinquent tickets. In addition, if you get 5 or more speeding or red light camera tickets, they can suspend your license.
After you receive a ticket, you have 25 days until the amount you owe doubles. If you have three or more unpaid tickets, Chicago can boot your car and tow it to the impound lot after being immobilized for 24 hours.
Booting and impounding results in additional fees, including:
To get your car out of impound, you'll have to take care of all of your outstanding tickets plus all fines, penalties, and fees. If you can't afford to pay, your car will remain impounded and continue to accumulate storage fees. The amount you owe grows every day, so even if you are working hard to get your vehicle back, you may never get there.
In addition to booting, towing, and impounding your car, the city used to suspend your driver's license if you had 10 unpaid parking tickets. Although this law changed in early 2020, licenses taken away before the practice ended remain suspended. People with license suspensions cannot get their driving privileges back until they pay their balance in full. This leaves many people to be unable to drive for months or even years.
Chicago offers payment plans that are supposed to allow you to pay back your balance over months or years. Unfortunately, these plans require that you make a down payment on the amount you owe.
Suppose the city has booted your car or suspended your license. In that case, they won't give you a payment plan unless you make a down payment of 50% of your ticket debt and pay in full all outstanding fees, including boot, tow, and storage fees. If you meet specific "hardship qualifications," your down payment can be reduced to 25%, but you’ll still be responsible for the full balance.
If you're trapped in Chicago camera and parking ticket debt, Chapter 7 bankruptcy laws offer you a way out. A DebtStoppers bankruptcy solution can instantly eliminate your ticket debt and help you move on with your life. Reach out by phone or text at 312-913-0630 to schedule a free consultation, and let one of our qualified Illinois attorneys set up a bankruptcy plan customized to your needs. You don't have to wait another day to address your parking ticket debt.
DebtStoppers is the only Chicago firm that offers a real $0 up-front Chapter 7. We'll even advance you the filing fee, so you can get out of parking ticket debt as soon as possible. Call or text us today at 312-913-0630