Our use of cookies

We use cookies and other technologies to process personal data for the following purposes: Store and/or access information on a device, Measure content performance, Apply market research to generate audience insights, Develop and improve products.Privacy Policy

Debt issues and solutions in Illinois

Bankruptcy is a legal process controlled by federal law known as the "Bankruptcy Code." The Bankruptcy Code is intended to provide debt relief to individuals or other entities in financial difficulties. Bankruptcies are handled by a distinct federal court division known as the United States Bankruptcy Court.

Explore Debt Issues and Solutions

How does filing bankruptcy solve issues in Illinois?

Bankruptcy Pains in Illinois

Car Repossession

Besides our home, our car is our most valuable possession. Our vehicles allow us to take care of all the things our busy lives require us to do.

Creditor Harassment

Far too many people in Illinois are living with daily creditor harassment. Keep a log of all such calls and contact us to take care of this.


At this point, you're probably wondering what's the best way to stop foreclosure in Illinois - reinstate your loan, redeem the property for sale or file for bankruptcy.

Wage Garnishment

If you're trying to dig yourself out of a harsh financial situation or a bad debt, this is the last thing you need. Call us to stope the wage garnishment today!

Parking Tickets

A DebtStoppers bankruptcy plan can immediately wipe out your entire ticket balance and help you get your car or license back right away.

Camera Tickets

Chapter 7 Bankruptcy can help get your car back, and license back as well as free yourself from other debt you may have.

Asset Protection

The idea that declaring bankruptcy entails losing all of your possessions is untrue. Exemptions are a tool you can utilize to safeguard your assets.

Credit Cards

If you want to wipe out your debts and start fresh, call or text DebtStoppers today to schedule a free one-on-one financial evaluation.

Payday Loans

Payday loans are short-term, high-interest loans that come at a very high price …

IRS Debt

If you can't afford to pay the IRS your taxes when the April 15 deadline rolls around, ignoring the problem will make it worse.

Medical bills

If you're one of the millions of Americans struggling with unpaid medical bills, you don't need to feel ashamed. More than 100,000 are buried with medical debt.

Bankruptcy solutions you can find in Georgia

Chapter 7 Bankruptcy

Usually, most Chapter 7 bankruptcy cases in Illinois are closed and discharged within 6 months.

Learn more

Chapter 13 Bankruptcy

There were more than 20,000 filed Chapter 13 bankruptcies in Illinois by December 2021.

Learn more

Mortgage Modifications

Mortgage modifications are an agreement between you and your bank to alter your current loan terms. While the goal is to make your monthly payments more affordable, lenders can be stingy about changing your mortgage terms.

Learn more

Asset Protection

Most people believe declaring bankruptcy means you’ll lose all of your possessions and that is a false statement. Exemptions are a tool you can utilize to safeguard your assets during and after bankruptcy.

Learn more

Why should you consider filing for bankruptcy in Illinois?

Woman in blue

If you have big debts that you can't repay, and you are behind on your mortgage payments or you are facing foreclosure, and you are being hounded by bill collectors—or all of the above—filing for bankruptcy may be your best option. Or it may not be.

Bankruptcy can decrease or eliminate debts, save your house, and put bill collectors away in some situations, but it also has major implications, including long-term harm to your credit score. This, in turn, can limit your capacity to borrow in the future, boost your insurance premiums, and even make it harder to find work.

Let's go straight to the keypoints:

Lawyers list

Chad Mizelle

Chad Mizelle


Location: Chicago, Illinois

Phone: 313 217 5160

View profile
Marcie Venturini

Marcie Venturini

Senior Associate Attorney

Location: Chicago, Illinois

Phone: 312-940-6988

View profile
Michael Miller

Michael Miller

Supervising Attorney

Location: Chicago, Illinois

Phone: 312-256-8728

View profile