If you, like many others, are experiencing financial hardship and have defaulted on your auto loan, it is likely that your car will be repossessed. Repossession occurs when the lender reclaims a financed motor vehicle …
Read More: What Happens When a Car Is Repossessed in Georgia?
When your family is suffering from debt and financial struggles, it can feel like they will never end. The fear of losing your home, car, or job can be overwhelming. While many families view bankruptcy as a last resort to get relief from the crippling weight of their debts…
Read More: How Long Does a Bankruptcy Stay on Your Credit Report
When your family is suffering from debt and financial struggles, it can feel like they will never end. The fear of losing your home, car, or job can be overwhelming. While many families view bankruptcy as a last resort to get relief from the crippling weight of their debts…
Read More: What Does Pre-Foreclosure Mean
Typically, when you file for Chapter 13 bankruptcy in Georgia, your secured creditors must agree to the reorganization plan. However, an allowance in Georgia bankruptcy law called "cram down" permits you to discharge the unsecured parts of secured debts such as auto loans without the creditor’s approval…
Read More: What Amount Does Georgia Bankruptcy Allow For Cram Down
DebtStoppers clients have told us that they put off filing for bankruptcy in Atlanta because they thought they'd have to give up everything they owned. Fortunately, nothing could be further from the truth. One of the best parts of bankruptcy in Georgia is that it…
Read More: Bankruptcy Exemptions in Georgia
When credit card debt starts to pile up, so does the stress and anxiety that can prevent us from thinking clearly. To a worried consumer, even the most transparent scam can seem like a stroke of good fortune; how much more vulnerable are we, then, to a polished presentation by someone posing as a financial professional…
Read More: Credit Card Debt Consolidation Loans in Georgia
Besides daffodils and robins, another sure sign of spring is the tax preparation firm hyping "Rapid Refund," "Fast Cash Refund," "Express Money," or "Instant Refund." The seasonal promise to deliver your state and federal tax refunds immediately, (if not sooner!) comes at an unexpected and hefty price. You should know that the tax preparer is not lighting…
Read More: Tax Refund Anticipation Loans in Georgia
At DebtStoppers, we encourage initiative. So, if rather than sitting passively with a mountain of debt, you’ve decide to become debt-free, we’re behind you all the way. Our attorneys have the knowledge, skill and experience to represent you in Chapter 7 and Chapter 13 bankruptcy efficiently, sparing you undue stress and hardship. But if your initiative…
Read More: What You Should Know About Filing for Bankruptcy in Georgia Without an Attorney
One of the biggest myths about bankruptcy is that it will require you to give up your personal possessions. To the contrary, bankruptcy can often help you hold onto your most significant assets. Take your car, for instance...
Read More: How Bankruptcy Can Stop Creditors from Repossessing Your Car
When filing for Chapter 7 or Chapter 13 bankruptcy in Georgia, you must complete a credit counseling and debtor education session. Both are meant to help you plan your budget and put you in the best possible financial situation, but each have specific factors that are important to understand. A list of approved Georgia and Atlanta credit counseling agencies can be found on the U.S. Department of Justice website…
Read More: What is the Difference Between Credit Counseling and Debtor Education?