Credit Cards Lawyers Georgia
If you're reading this, yours is probably one of the thousands of hardworking Georgia families struggling to carry the weight of major credit card debt. Does this cycle sound familiar?
- You depend on credit cards to pay for your daily necessities.
- When the bills are due, you don't have enough cash to pay more than the minimum payments.
- You're hit with substantial interest penalties.
- Then you fall back on your cards again to make it through the following month...
- Or you start opening more cards to pay the interest you've accrued.
- … and the cycle continues.
DebtStoppers in Atlanta has helped thousands of people gain freedom from this “credit card merry-go-round”, and we can do the same for you.
If your family needs fast and effective relief, call or text DebtStoppers today to schedule a no-cost debt relief consultation with one of our experienced Georgia lawyers. We will help your family break free from the burdens of your credit cards.
Is There a Statute of Limitations on Georgia Credit Card Debt?
In Georgia, the statute of limitations is 4 years. This means that if a debt collector does not file a lawsuit against you within 4 years from the date you made your last payment or defaulted, they are barred from suing you at all.
How Can I Get Free From My Debt?
Bankruptcy is the only debt reduction method that offers total relief from credit cards. Filing a Chapter 7 bankruptcy petition enables you to completely eliminate the balances on your cards and start fresh. Even though Chapter 7 permits a court-appointed trustee to liquidate your assets to pay off your debt, DebtStoppers clients rarely lose any of their possessions.
How Can I Protect Myself From Bill Collectors?
If you're facing constant harassment from creditors demanding you make payments on your credit cards, bankruptcy can make the bullying stop. The moment you file a bankruptcy petition, the court will issue an automatic stay that orders all of your creditors to leave you alone. They won't be able to engage in any sort of collection activities or even contact you!
If a debt collector decides to ignore this automatic stay and continue to hassle you anyway, DebtStoppers will pay out of our own pocket to take them to court. We'll fight to win you the freedom from harassment that you deserve and financial compensation for their violations. We are committed to ensuring our clients receive all of the relief they need from both their credit cards and their creditors.
How Can I Get Professional Legal Help With My Debts?
Dealing with credit cards can be exhausting, especially if you're trying to handle it all on your own. A professional bankruptcy attorney can walk you through the process, explaining each step of the way, and set you on a clear path to relief. Call or text DebtStoppers today at 678-673-2142 to request a free debt evaluation with one of our accomplished Georgia attorneys. We've given thousands of families a fresh start through a DebtStoppers bankruptcy plan, and we can customize one for your family as well.
DebtStoppers is one of Georgia's only law firms that offer a real $0-down Chapter 7 bankruptcy. Call or text us at 678-673-2142 and ask for your free consultation today!