Recent Blog Posts

One of the things that make people susceptible to the scams we've been talking about is desperation. Let's face it: spending months or even years worried about money can make anybody feel desperate. At DebtStoppers, if there's one thing we've seen over and over…

Many people fear filing for bankruptcy will mean surrendering their possessions. But one of the most attractive features of bankruptcy is that it can legally protect your assets from creditors, thanks to a long list of exemptions…

DebtStoppers clients have told us that they put off filing for bankruptcy in Atlanta because they thought they'd have to give up everything they owned. Fortunately, nothing could be further from the truth. One of the best parts of bankruptcy in Georgia is that it…

When credit card debt starts to pile up, so does the stress and anxiety that can prevent us from thinking clearly. To a worried consumer, even the most transparent scam can seem like a stroke of good fortune; how much more vulnerable are we, then, to a polished presentation by someone posing as a financial professional…

Besides daffodils and robins, another sure sign of spring is the tax preparation firm hyping "Rapid Refund," "Fast Cash Refund," "Express Money," or "Instant Refund." The seasonal promise to deliver your state and federal tax refunds immediately, (if not sooner!) comes at an unexpected and hefty price. You should know that the tax preparer is not lighting…

At DebtStoppers, we encourage initiative. So, if rather than sitting passively with a mountain of debt, you’ve decide to become debt-free, we’re behind you all the way. Our attorneys have the knowledge, skill and experience to represent you in Chapter 7 and Chapter 13 bankruptcy efficiently, sparing you undue stress and hardship. But if your initiative…

One of the biggest myths about bankruptcy is that it will require you to give up your personal possessions. To the contrary, bankruptcy can often help you hold onto your most significant assets. Take your car, for instance...

When filing for Chapter 7 or Chapter 13 bankruptcy in Georgia, you must complete a credit counseling and debtor education session. Both are meant to help you plan your budget and put you in the best possible financial situation, but each have specific factors that are important to understand. A list of approved Georgia and Atlanta credit counseling agencies can be found on the U.S. Department of Justice website…

The best defense against foreclosure is to act proactively. In a tough economy, many factors contribute to a homeowner's ability to pay his or her mortgage or other debts. Regardless of the reason, if you fall behind on your payments, keep in regular contact with your lender. Under the terms of the National Mortgage Settlement, lenders must make certain options available to homeowners to stay out of foreclosure…

Did you make any New Year's resolutions about getting a handle on your finances, saving more money or finally getting out of debt? Paying off debt is a worthy goal because mounting debt can cause significant stress, which is one of the leading causes of many health conditions. If you'd like to be happier and healthier, then focus on paying down your debt and watch how much better you'll start to feel…