Recent Blog Posts

If a creditor has filed a debt collection lawsuit against you in Texas, bankruptcy may be the best way to resolve your financial troubles. Filing a bankruptcy will allow you to immediately halt any judicial proceedings currently...

In Nevada, landlords are typically permitted to file a case to evict tenants who don't pay their rent. However, if a tenant has filed bankruptcy and received an automatic stay, the eviction process can be delayed, or in some...

Bankruptcy case numbers (sometimes referred to as docket numbers) identify each particular filing submitted to the courts. It’s assigned when the debtor files the initial paperwork and will be used throughout the

People who are considering bankruptcy often feel embarrassed, scared, and worried. This alone can make the process incredibly difficult. But on top of that, you might be worried that the bankruptcy process will affect your job…

Throughout the country, a student loan crisis is brewing. This has led many student loan borrowers to consider their options regarding this seemingly insurmountable debt…

Knowing what not to do when filing for bankruptcy is just as important as learning what you need to do. Making mistakes in the bankruptcy process can cost you time, money, and even your car or home. An experienced DebtStoppers bankruptcy attorney can help you avoid these common mistakes people make when filing for bankruptcy…

In Florida, there are two chapters of consumer bankruptcy that an individual normally files: 7 and 13. Chapter 7 will quickly and easily wipe out your unsecured debts such as credit cards and personal loans. Chapter 13 is a debt repayment plan where your debt will be reduced and reorganized into a 3-to-5 year payment plan. This type of bankruptcy is meant for people who cannot pay all their debts despite…

Repossession is the process through which the lender, bank, or other creditor reclaims possession of an automobile from a borrower who has defaulted on their loan. Repossession is legal because the contracts for most auto loans provide that the vehicle being purchased will serve as collateral to ensure the buyer fulfills their end of the agreement. This means that under Illinois law, a lender can take back your…

Many people worry about how filing bankruptcy in Texas will affect their property, and one question that often comes up is, “can I keep my car?” Each state permits people who file for bankruptcy to save certain “exempt” assets when filing, including motor vehicles. In fact, Texas law allows your household to exempt the total value of one car per…

As an individual in Illinois, bankruptcy laws allow you to file for two different types: 7 and 13. With Chapter 7, you can wipe out your unsecured debts entirely, whereas Chapter 13 requires you to make monthly payments towards your debt over the course of 3 to 5 years…