Category: Georgia | Chapter 7 - page 19

If you are experiencing financial problems, you may be wondering how often you can file for bankruptcy. The short answer is, it depends if you received a discharge in a prior bankruptcy. If your debts were not discharged, you can file as many times as you like. However, if you received a prior discharge, revisions…

To file for bankruptcy, you need to provide financial information backed up by documentation. Gathering together the correct documents can help your bankruptcy proceed smoothly and quickly. Along with proof of your identity in the form of a photo I.D. and Social Security card, you are required to supply: Creditor information. The name, address, account…

Once you file for Chapter 7 bankruptcy in Georgia, your focus is usually on protecting your assets by hoping that the majority, if not all, of your possessions will be marked exempt from liquidation. Because of Georgia’s liberal exemption laws, our clients often have very minimal property losses, if any at all, but it is…

The process of filing for Chapter 7 bankruptcy in Georgia may seem complicated and can be difficult for anyone to understand. However, don’t get discouraged. Chapter 7 can eliminate your debt and alleviate the stress associated with your financial burdens. We have provided below the answers to some frequently asked questions about Chapter 7. We…

If you owe money, creditors have the right to contact you. However, they are not allowed to harass you or threaten you just because you are in debt to them. Under the Georgia Fair Debt Collection Practices Act (FDCPA), creditors can be sued for crossing the line from lawful contact to harassment. A credit harassment…

A wage garnishment is a court order given to your employer that requires him or her to withhold a portion of your paycheck to give directly to your creditor. While states have the ability to place limits on how much income may be garnished, Georgia follows federal law in this area. If you are having…

As you consider filing bankruptcy, you must account for the type and amount of debt you have and for which type of bankruptcy to file in order to best resolve your financial crisis. Chapter 7 is the most frequently filed for and fastest type of consumer bankruptcy. Known as “liquidation” bankruptcy, Chapter 7 allows you…