Category: Georgia | Chapter 13 - page 2

When you start missing mortgage payments, it’s like a knot forming in your stomach. We know that feeling. We’ve seen it up close. Families pacing their kitchens late at night, wondering how they’ll make the next payment, asking the same question over and over: Can I sell my house to avoid foreclosure? At DebtStoppers, we’ve sat across from people in every kind of situation. Some caught it early. Some came in the day before.......................

If you live in Texas and you’ve started getting foreclosure letters, you probably feel like the walls are closing in. We’ve seen that look more times than we can count. At DebtStoppers, we talk every day with people who are scared, confused, and trying to figure out how much time they have before it’s all over. Let’s clear one thing up right away. When it’s too late to stop foreclosure in Texas isn’t just.......................

No one plans to file for bankruptcy. It just kind of happens over time: missed payments, more bills, one thing after another. Then, one day, you sit down and realize it’s too heavy to handle alone. That’s where Chapter 13 steps in. It’s not the end. It’s a reset that helps you catch your breath and keep the things that matter most. If you’ve ever wondered what is a chapter 13 bankruptcy, think of it as a plan.......................

Many people who are overwhelmed by debt are curious about the pros and cons of debt management vs debt settlement. Both options can offer some measure of debt relief, but each has unique advantages and disadvantages.What is the difference between debt management vs debt settlement? The goal of debt settlement is to negotiate settlements with your creditors that are significantly less than your total debt. This approach usually involves a company .......................

In some cases, a creditor can garnish your bank account without providing advance notice. However, if your bank account is garnished, your bank will notify you after the order is received and your account is frozen. The bank must comply with the court's order before it notifies you, meaning your funds will be inaccessible when you receive the notice. You will receive a notice with details on your right to claim exemptions and contest.......................

Many people who are considering Chapter 13 bankruptcy wonder how long it will stay on their credit report. The short answer is seven years from the original filing date. However, it’s important to remember that the negative impact of the Chapter 13 filing can decrease over time. What happens to your score when Chapter 13 bankruptcy ends? Your bankruptcy ends once your eligible debts are discharged at the completion of your.......................

People sometimes think if they can’t afford to make their monthly payments, they can’t afford a bankruptcy attorney. However, this most often is not the case, and it’s important to understand the pros and cons before trying to file bankruptcy yourself. What does filing bankruptcy without a lawyer actually mean? Many people know it is possible to file bankruptcy without an attorney, but may not fully.......................

If you are considering taking out new debt or struggling to manage your existing debt, you may be wondering what the difference is between secured and unsecured debt. Knowing the difference between secured and unsecured debt can help you protect your assets and your family if you are short on cash. What is secured debt and how does it work? Simply put, secured debt refers to the money.......................

Understanding how long the repossession process takes is critical to preventing it or mitigating the damages if your vehicle is repossessed. If you are worried about repossession, you should know that a repossession can happen faster than most people think. Once your car is repossessed, the clock is ticking, and you’ll need to act quickly.Car repossession process: Meaning If you are in danger of having your car repossessed, you are rightfully worried about what’s going to happen. You’re likely wondering exactly how long the......................

In a recent Bloomberg article published August 5, 2025, the economic alarm bells started ringing loud and clear: more Americans are behind on their student loans than at any time in over two decades. In the second quarter of 2025 alone, 12.9% of all student loans became 90 days or more delinquent - a record high since the New York Federal Reserve began tracking the data 21 years ago.......................