Foreclosure is the process of a bank or lender retaking possession of a property after its owner falls behind on their mortgage payments. In Georgia, there are two types of foreclosures: judicial and non-judicial. However, regardless of …
Read More: What Happens After Foreclosure in Georgia?
The choice to file for bankruptcy can be a difficult decision to make, but it can offer life-changing relief to those who have been struggling with debt and cannot find any other option…
Read More: How Fast Can You Rebuild Credit After Bankruptcy in Georgia
Many people who could benefit from the debt protections offered by bankruptcy are afraid to file due to common misconceptions about the process. One of the most widespread misunderstandings is the idea that you will lose everything you own if you file for bankruptcy. The truth is, you…
Read More: What Are the Georgia Bankruptcy Exemptions?
If you, like many others, are experiencing financial hardship and have defaulted on your auto loan, it is likely that your car will be repossessed. Repossession occurs when the lender reclaims a financed motor vehicle …
Read More: What Happens When a Car Is Repossessed in Georgia?
When your family is suffering from debt and financial struggles, it can feel like they will never end. The fear of losing your home, car, or job can be overwhelming. While many families view bankruptcy as a last resort to get relief from the crippling weight of their debts…
Read More: How Long Does a Bankruptcy Stay on Your Credit Report
When your family is suffering from debt and financial struggles, it can feel like they will never end. The fear of losing your home, car, or job can be overwhelming. While many families view bankruptcy as a last resort to get relief from the crippling weight of their debts…
Read More: What Does Pre-Foreclosure Mean
Typically, when you file for Chapter 13 bankruptcy in Georgia, your secured creditors must agree to the reorganization plan. However, an allowance in Georgia bankruptcy law called "cram down" permits you to discharge the unsecured parts of secured debts such as auto loans without the creditor’s approval…
Read More: What Amount Does Georgia Bankruptcy Allow For Cram Down
DebtStoppers clients have told us that they put off filing for bankruptcy in Atlanta because they thought they'd have to give up everything they owned. Fortunately, nothing could be further from the truth. One of the best parts of bankruptcy in Georgia is that it…
Read More: Bankruptcy Exemptions in Georgia
When credit card debt starts to pile up, so does the stress and anxiety that can prevent us from thinking clearly. To a worried consumer, even the most transparent scam can seem like a stroke of good fortune; how much more vulnerable are we, then, to a polished presentation by someone posing as a financial professional…
Read More: Credit Card Debt Consolidation Loans in Georgia
Besides daffodils and robins, another sure sign of spring is the tax preparation firm hyping "Rapid Refund," "Fast Cash Refund," "Express Money," or "Instant Refund." The seasonal promise to deliver your state and federal tax refunds immediately, (if not sooner!) comes at an unexpected and hefty price. You should know that the tax preparer is not lighting…
Read More: Tax Refund Anticipation Loans in Georgia