The Debtstoppers Pro Bono Clinic achieved a significant legal victory

The Debtstoppers Pro Bono Clinic achieved a significant legal victory

The Debtstoppers Pro Bono Clinic, under the leadership of Attorney Michael Miller, achieved a significant legal victory in the bankruptcy case of In re Johnson, No. 22 B 04449, 2023 WL 3409597 (Bankr. N.D. Ill May 12, 2023). This case involved a debtor whose Chapter 13 bankruptcy case was dismissed before confirmation.

In a typical Chapter 13 bankruptcy process, a trustee is appointed to oversee the case. This trustee is responsible for receiving and distributing payments to creditors and is compensated through a percentage of these monthly payments. In the Johnson case, Attorney Michael Miller presented a compelling argument stating that if a Chapter 13 case fails to reach confirmation, any fees already paid to the Chapter 13 Trustee should be refunded.

The bankruptcy court, in a decision that favored the argument put forth by the Debtstoppers Pro Bono Clinic, overruled the Chapter 13 Trustee Debtor's position. This ruling aligns with the clinic's commitment to advocating for fair treatment and financial justice for debtors in bankruptcy proceedings.

Patrick Semrad
About the author

Patrick Semrad

Principal · Chicago, Illinois

Pat is the Managing Partner of The Semrad Law Firm, which does business as DebtStoppers, the largest consumer law firm in the United States. Patrick concentrates on providing access to affordable legal representation to bankruptcy clients regardless of their income. Since 2004, the firm has grown from four attorneys in Chicago to over 85 attorneys in five states with offices in Europe as well.

Practicing consumer bankruptcy law is a privilege for Pat. He knows of no other area of law that empowers an attorney to make such an immediate positive impact on his clients’ lives. It has been Pat’s mission to foster a team of attorneys and staff who are as passionate about helping individuals and families that are facing financial hardship. In this, Pat views his position as Managing Partner to be a support role dedicated to providing resources and professional development to every employee at DebtStoppers.

Pat periodically volunteers legal services through the North Suburban Legal Aid Clinic and the Together for Childhood Network in Lake County. He advises The Balance Project, a local not-for-profit founded by his wife, Agi, which supports mental health throughout the community.

Pat is a member of the Illinois Bar, Florida Bar, and General Bar for the U.S. District Court for the Northern District of Illinois. Mr. Semrad graduated magna cum laude from DePaul College of Law, where he was a member of the DePaul Law Review. He also received his Bachelor’s degree in Finance from DePaul.

Outside of his professional activities, Pat is an active member of the Windy City Chapter of YPO. He is also an active community member in Highland Park and regularly participates in local events and political campaigns. He enjoys woodworking, sailing, and playing terrible paddle. He is also a member for the Union League Club of Chicago.

Education: J.D., DePaul College of Law · B.S., Finance, DePaul University, 2001

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