Debt Solutions in Florida
If your family keeps falling further and further into debt, you're not alone. Countless responsible, hard-working Florida families are currently facing financial challenges. Coming up short on your bills is painful for everyone, but it can be utterly unbearable for Floridians who have worked hard to take care of their families.
Even if you could stop accruing debts today, paying off your current balances would probably take years because of the exorbitant interest charges your creditors will add each month. If you want to permanently eliminate crushing debt, you need to find faster solutions.
DebtStoppers can offer legal debt relief solutions with a Florida bankruptcy plan. We can help you eliminate your debts and stand on your own again. Call or text us today at 786-420-4545 to request a free personal consultation to discuss your options with one of our professional Florida debt solutions attorneys.
How Did I Get in So Much Debt?
Debt has a way of sneaking up on you, and creditors do everything in their power to keep you in it. Many American families live paycheck-to-paycheck, and an unexpected expense can send finances spiraling out of control.
If you miss a payment, you get hit with a late fee and interest charges. But if you pay your bills and then use credit to cover your other expenses, your balances will continue to grow, and you'll have to use more credit to keep afloat. It's a financially destructive cycle that will drive you further and further into debt.
Is There a Legal Way Out for Me?
Bankruptcy offers quick and legal solutions to your financial problems. When filing for bankruptcy in Florida, you have two choices: Chapter 7 or Chapter 13.
Chapter 7 enables you to eliminate the majority of your consumer debts and start over with a clean slate. Even though your assets can technically be liquidated to repay your creditors, in our experience, DebtStoppers Florida clients rarely lose a thing.
The other option is Chapter 13, which allows you to reduce your debts and reorganize them into a 3-to-5 year repayment plan. While you still have to make payments, you'll only have to come up with one affordable installment each month to a court-appointed trustee.
No matter which of these solutions you choose, DebtStoppers can set you free from your overwhelming debts.
Find Out for Free if Bankruptcy Is the Right Option
Since Chapter 7 is faster and eliminates your debts completely, many Flordia families choose this option. However, if your household makes too much money to qualify for Chapter 7, or if you own a home or vehicle you want to protect, Chapter 13 may offer more appropriate debt settlement solutions.
If you're not sure which of these solutions is the best choice for your family, contact DebtStoppers today to request a complimentary bankruptcy counseling session with one of our accomplished Florida attorneys.
DebtStoppers Has Helped Thousands of People Find a Fresh Start
If overwhelming debts are your family's problems, we can offer solutions. Call or text DebtStoppers today at 786-420-4545 to schedule your no-cost financial evaluation with one of our practiced Florida lawyers.
Don't waste another minute struggling under the weight of debt problems. Call or text DebtStoppers to get the solutions you need.