Practice Areas in California
DebtStoppers is a California debt relief agency practicing bankruptcy law. We help people who are drowning in debt find legal solutions to all of their money troubles.
If your family has fallen behind, DebtStoppers can help you gain the financial freedom you’ve been looking for. Our experienced attorneys have committed their careers to helping people like you move past your debt and start over fresh. Call or text us today at 323-916-8660 to schedule a free consultation with one of our skilled California lawyers.
Our Area of Legal Practice in California
DebtStoppers is a California law firm that helps people file for consumer bankruptcies under Chapter 7 and Chapter 13 of the federal bankruptcy code.
Using Chapter 7, you can eliminate most of your debts and get the financial do-over your family needs to get ahead. While the laws technically allow an assigned trustee to liquidate your assets to repay some of your debts, in our experience, our clients rarely have to give up anything they own.
If you file under Chapter 13 instead, you can reorganize your debts instead of eliminating them altogether. With this option, you’ll only be required to reimburse about 10% of what you owe through a 3-to-5-year repayment plan. Plus, you’ll enjoy complete asset protection, provided you stick to the schedule.
No matter which type of bankruptcy you choose, DebtStoppers can support you through every stage of the process. We can create a perfectly-tailored plan to help your family overcome any financial obstacle.
The Local Laws in Los Angeles, California
Even though bankruptcy is created by federal laws, you need a local attorney to help you with your case. Every state has its own ways of interpreting the laws, and the practices and procedures can vary from court-to-court. At DebtStoppers, our California lawyers have years of experience interpreting local laws, following policies and procedures, and working with trustees. We’ll apply all the knowledge we have to help your case succeed.
What Are The Most Common Causes of Debt?
If you feel like you have too much debt to ever get out, you don’t need to give up hope. Bankruptcy laws can empower you to wipe out your debts and take a second shot at a better life.
You can eliminate out most of your debts, including:
- Credit cards
- Medical bills
- Payday loans
- IRS tax obligations
California laws also offer protection from creditor harassment. Once you file a petition, the district court grants an automatic stay that prohibits your creditors from attempting to collect from you.
- No foreclosure
- No repossession
- No wage garnishment
- No lawsuits
- No annoying collection calls
Once the automatic stay is in place, your creditors won’t be allowed to contact you, period.
At DebtStoppers, our mission is to help California families take advantage of the protection offered by bankruptcy laws and eliminate their debts for good. Call or text us today at 323-916-8660 to request a no-obligation debt analysis with one of our knowledgeable California attorneys.
It’s time to stop letting your debts control your life and time to start pursuing a better, debt-free life! Call or text DebtStoppers today at 323-916-8660 and let a member of our experienced legal team explain how California’s bankruptcy laws can help your family start over fresh.