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Category Archives: Repossession

Illegal Repossession Tactics

Illinois law states the repossession of a car or truck is illegal if the consumer is not actually in default on the loan or if the creditor doesn’t have a valid security interest in the vehicle. But a valid repossession can become illegal if the repossessor used tactics that “breach the peace” when seizing the… Read More »

Naperville Mom Pulls Gun on Repo Man

Last August, the Chicago Tribune reported that a mother of two got herself into a bit of trouble when she pulled a gun on two men who were repossessing her nine-year-old minivan. The incident occurred around 7:30 pm close to the Naper Trails apartment complex where 29-year-old Katherine Reccord lives. She was charged with two… Read More »

Unlucky Thief Has Getaway Car Repossessed During Robbery

In August of last year, the Chicago Tribune reported that a Zion, Illinois, man had his car repossessed at a very inopportune time. Che Hearn, 25 years old, had planned to use the vehicle to carry about $300 worth of stolen electronics away from the Walmart store at 2680 N. Route 83. Unfortunately for Hearn,… Read More »

Do I Have Any Rights if My Car is Repossessed in Illinois?

For most people, having a car is a necessity, not a luxury.  We use our cars for work, to transport our children to school and to run other important errands. Without a car our already complicated lives become even less manageable.  If you fall behind on your car payments, your lender can repossesses its collateral,… Read More »