800-440-7235Category Archives: Credit Scores
Life After Bankruptcy — How to Get Back on Track Financially
Declaring bankruptcy is never a fun process, but it is often the most responsible option when it comes to resolving outstanding debt. A bankruptcy will remain on your credit report for ten years. Initially, your credit score will be lower than you’d like it to be, but with a bit of diligence and discipline, you… Read More »
Bankruptcy and Retirement — How to Create a Sound Financial Future
Many baby boomers are struggling with credit card debt, most likely because their income is much lower than when they were working, but their expenses may not have decreased much. They may be facing high prescription and medical care costs, and any financial emergency seems magnified when you are living on a fixed retirement income…. Read More »
How Unpaid Medical Debts Damage Credit Scores
When you’re recovering from injury or illness, paying bills might be the last thing on your mind. If so, you’re not alone: Medical bills are the most common form of delinquent debt in the U.S. But left unpaid, medical debt can add up to a world of pain. According to the Fed, nearly 1 in… Read More »