“When you come to DebtStoppers, all you need to to bring with you is the desire to be Debt-Free.” - Robert J. Semrad, DebtStoppers Senior Partner

We do all the work for you.

Your DebtStoppers attorney will:
Deal with your creditors for you so you can breathe again
Collect your tax returns and credit reports for you
Prepare all filing documents for you
Provide independent credit counseling right in our offices
Represent you at all court hearings

Our Chicago Bankruptcy Attorneys Can Stop the Madness

Safe, sane and responsible steps towards debt relief

If you've lost your job, are unable to work, suffered a business setback or simply don't have the money to pay your bills, don't hesitate to ask for help. The sooner you act, the sooner you can start to breathe freely again.

  • Stop Foreclosure. Save Your Home. — Filing for bankruptcy can prevent mortgage lenders from pursuing foreclosure on your home. Under Chapter 13 bankruptcy, debt can be reorganized into a manageable repayment plan, which can lower your monthly mortgage payment and allow you to keep your home.
  • Stop Chicago Tickets. — Eliminate All Penalties & Fees. Get Your License Back. The state will suspend your driver's license for unpaid Chicago parking tickets. A DebtStoppers bankruptcy plan can wipe out all parking ticket debt and get your license re-instated immediately.
  • Stop Repossession. Get Your Car or Truck Back. Lower Your Payment. — Filing for bankruptcy gives you automatic stay protection, which prevents repossession agents from taking your vehicle. If you act quickly, bankruptcy can even get your repossessed car or truck back — and at a lower monthly payment.
  • Stop Wage Garnishment. Garnishment is a court order that forces your employer to withhold a portion of your paycheck — up to 25% of your after-tax pay, and deliver that money to a creditor. You lose the ability to decide how to spend your pay, and your employer learns way too much about your financial hardship. Bankruptcy takes that garnishment off your check, saving you from the inconvenience and embarrassment.
  • Stop Credit Card Debt. Repair Your Credit. — As your debt-to-income ratio increases, your credit score decreases. In response, lenders react with increased interest rates and tightening your credit. Filing for bankruptcy can actually reverse this trend, as you begin to take the necessary steps to repair your credit.
  • Stop Creditor Harassment. — By filing for Chapter 7 or Chapter 13, the bankruptcy court provides you automatic stay protection. After this action is taken, creditors can't contact you directly and can only attempt to collect on your debts through the bankruptcy court. The automatic stay effectively stops harassing phone calls and other collection tactics. If creditors ignore this court order, you may be able to pursue a lawsuit against them for damages!
  • Keep Your Possessions. — Many people think that filing for bankruptcy forces you to sell everything you own. Nothing could be further from the truth. Bankruptcy helps you retain important items including your house, your vehicle, your retirement plan – even your cash.
  • Learn the Truth about Loan Modification. — Loan modification promises relief but rarely provides it. Why? Mortgage payments rarely are the reason homeowners can’t stay current. Other household debts, particularly credit card debt, is to blame for most foreclosures. When other obligations complicate your issues with debt, lenders rarely offer modifications. Homeowners who take the modification are still often unable to continue making regular payments. A DebtStoppers Chapter 13 allows you to prioritize your mortgage and can help with discharging additional debt.

The bankruptcy lawyers at DebtStoppers in Chicago can help you move from financial distress to the peace of mind you deserve. To learn about the life-changing power of bankruptcy, contact our office TODAY. For a FREE, no obligation consultation, call 312-702-1650.

DebtStoppers clients throughout Illinois have found the best reason of all to choose bankruptcy debt relief: bankruptcy works

Are your debts keeping you up at night? Do you worry about losing your home and belongings? Then you should consider Chapter 13 bankruptcy. Let the experienced Chicago bankruptcy attorneys at DebtStopppers explain the Chapter 13 process step by step, so you can find out if it could be the right solution for you.

Chapter 13 bankruptcy lets individuals repay a portion of their debts in an installment plan over three to five years. Chapter 13 is particularly valuable for families facing foreclosure or falling further and further behind with mortgage payments. The minute you file a Chapter13, all foreclosure and collection proceedings stop. Unsecured, non-mortgage debt — like credit card debt or medical bills — is also reduced or eliminated entirely.

Chapter 7 bankruptcy is the fastest and easiest way for you and your family to completely eliminate crippling debt. It is ideal for those with unsecured or non-mortgage debt, like credit card debt or medical expenses. But the prospect of filing can be intimidating, which is why DebtStoppers offers you a free, one-on-one debt analysis with one of our experienced bankruptcy lawyers in Chicago, IL.

Let a DebtStoppers bankruptcy attorney in Chicago guide you through the Chapter 7 or Chapter 13 process so that you can avoid unpleasant surprises.

Let DebtStoppers in Chicago help you eliminate debt and start fresh

Our advice has helped thousands of families eliminate debt and hold on to their most valued possessions. We'll walk you through the process step by step. When you contact us, you'll receive a free consultation with an attorney — a personal, one-on-one debt evaluation. Our bankruptcy attorneys will listen to what you have to say and determine which solution will work best for you. If your goal is to be debt-free, but you're uncertain about the best first step, contact our DebtStoppers Chicago bankruptcy law firm.

Call us today at 312-702-1650, or fill out our easy online appointment form.

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