Stop creditor harassment in Nevada
When a creditor sends your past-due account to collections, debt collectors will stop at nothing to get what they want. They'll harass you into making a payment by any means necessary, even if it means violating the laws.
The anxiety their constant bullying can cause hurts both your mental and physical health. They are trying to wear you down so they can easily bend you to their will.
It's time to put your foot down and let your creditors know you’re not going to take it anymore! Call or text DebtStoppers today at 725-373-5900 to set up a free debt evaluation with one of our accomplished Nevada lawyers. Our experienced team can explain how bankruptcy laws empower you to fight creditor harassment.
Debt Collector Harassment Laws in Nevada
Federal consumer protection laws such as the Fair Debt Collection Practices Act (FDCPA) prohibit certain collection tactics, such as resorting to threats or harassment.
Among other unfair and abusive practices, the FDCPA bans:
- Harm or threats of harm
- Profanity or other offensive language
- Publication in public or private of the fact that you owe a debt
- Empty threats of filing a lawsuit or arresting you
- Repetitive phone calls designed to harass or annoy you
- Phone calls after 9 p.m. or before 8 a.m.
Nevada Laws on Collection Practices
On top of the protections granted by the FDCPA, Nevada has enacted its own laws to prevent collector harassment. Nevada debt collection laws forbid collection agencies from using tactics such as:
- Using subterfuge, pretense, or misrepresentation
- Sending collection notices that imitate legal process
- Harassing your employer
Nevada laws also make it a criminal offense to attempt to collect debts through extortion. Even though these practices are illegal, many collectors still rely on them to get what they want. Suffering their nonstop abuses can make you feel helpless and totally alone.
No matter how you might feel, you aren’t alone, and you aren’t helpless! DebtStoppers can help you assert the legal rights you are granted through bankruptcy laws. You don't have to endure creditor bullying — you have the power to make it stop.
We Can End Creditor Harassment
As soon as you file a bankruptcy petition, the court grants an automatic stay prohibiting creditors and debt collectors from making collection attempts. This means that not only will they have to stop trying to take your money, but they will also be forbidden from contacting you at all. You can find a reprieve from the constant phone calls and intimidation tactics!
If your creditors continue to harass you despite the automatic stay, DebtStoppers can — and often will — hold them accountable by taking them to court at our own expense. We are committed to helping our clients find freedom from harassment.
Let our knowledgeable attorneys explain how bankruptcy helps you avoid bullying and start over fresh. Call or text DebtStoppers today at 725-373-5900 to request a no-obligation bankruptcy consultation with one of our experienced Nevada lawyers.
You don’t have to keep suffering! Bankruptcy laws enable you to confront the problem of creditor intimidation head-on. Call or text us today at 725-373-5900 to make the harassment stop, once and for all.