Credit Cards Lawyers Nevada
If yours is one of the countless Nevada families carrying backbreaking balances on their credit cards, this cycle might sounds familiar:
- You use your cards to pay for your day-to-day expenses.
- By the time the payment is due, you don’t have enough to cover more than the minimum.
- Your creditors add late fees and interest charges to your already high balances.
- Then you rely on your cards to make it through the next month...
- Or use other accounts to pay the interest charges.
- … and the cycle repeats each month.
DebtStoppers is dedicated to helping Nevada families like yours get off this destructive “credit card merry-go-round." If you want to find freedom from the unending cycle of debt, call or text us today at 725-373-5900 to schedule a no-obligation consultation with one of our experienced Nevada attorneys. Our skilled legal team can help you take control of your finances and wipe out your debt.
Nevada Statute of Limitations on Credit Cards
Under Nevada laws, the statute of limitations for credit card debt is 4 years. This means that if a creditor does not file a lawsuit against you to recover outstanding balances within 4 years, they lose their right to sue you.
While you might think you can get rid of your debt by waiting out the statute of limitations, the reality is that creditors rarely, if ever, let your credit cards go unpaid for that long. Filing for bankruptcy is a much more effective way to eliminate your debts.
With Chapter 7 bankruptcy, you can wipe out the balances on your cards and start over fresh. While Nevada law permits a case trustee to liquidate some of your assets to pay on your debts, in our experience, DebtStoppers clients rarely have to give up anything they own.
Get Protection From Debt Collectors
If you’re sick of fielding non stop collection calls, bankruptcy can also provide protection from creditor harassment. The moment your lawyer submits your petition, the bankruptcy court will issue an automatic stay that orders your creditors to stop trying to collect from you. They won’t even be allowed to call you! When creditors continue to harass our clients despite the automatic stay, DebtStoppers often takes them to court at our own expense to make them stop.
Bankruptcy Can Wipe Out Your Debt
Trying to eliminate debt on your credit cards can be challenging, especially if you try to do it all yourself. Call or text DebtStoppers today at 725-373-5900 to request a free debt analysis with one of our knowledgeable Nevada lawyers. We can customize a bankruptcy plan that will help you break free from the damaging spend-and-pay cycle created by credit cards.
DebtStoppers in Las Vegas, Nevada, is one of the few U.S. law firms that will file your Chapter 7 bankruptcy case at no initial cost to you. We’ll even advance the cost of the filing fee, so you don’t have to wait another minute to get relief from your debts. Call or text us today at 725-373-5900 to ask for a free case evaluation!