Practice Areas in Michigan
DebtStoppers is a Michigan debt relief agency that helps people file for relief under the bankruptcy code. Bankruptcy helps families get their finances back under control and start over with a clean slate.
If you’re trying to get out of debt, DebtStoppers can lead you every step of the way. Our skilled lawyers have devoted their careers to helping families like yours overcome their financial troubles. Call or text us today at 313-880-3970 to request a free, no-obligation evaluation.
Our Lawyers’ Practice Areas in Michigan
DebtStoppers is a bankruptcy law firm that helps Michigan families eliminate their debts and take back control of their finances. There are two types of personal bankruptcies we assist with: Chapter 7 and Chapter 13.
Chapter 7 allows you to wipe out your debts and start over fresh. While Michigan statutes permit a court-appointed trustee to sell some of your possessions to pay back creditors, in practice, our clients rarely lose any of their belongings.
Chapter 13 enables you to reduce and restructure your obligations into a 3-to-5-year repayment plan. Rather than discharging your debts, you’ll make one affordable monthly payment in exchange for complete asset protection so long as you follow the payment schedule.
No matter which chapter is right for your family, DebtStoppers will be by your side every step of the way. Our practiced Michigan lawyers have years of experience helping people just like you, and they can create a custom plan to get you through any financial hardship. Call or text us today at 313-880-3970 to schedule a free consultation.
Understanding the Local Laws
While the bankruptcy process is organized under federal laws, it’s essential to find an attorney that understands the local laws to assist you. Every state and district court has its own ways of interpreting the rules, so having a qualified local lawyer on your team is vital. Our DebtStoppers attorneys have years of experience working with Michigan bankruptcy laws and local trustees and can guide you through the filing process.
Most Common Causes of Bankruptcy
Bankruptcy laws can set your family free from its debt. If unpaid bills keep piling up, and you continue to sink further and further into debt, you might feel like there is no way to get out. When you feel trapped by your debts, the laws allow you to wipe them out and start fresh.
You can eliminate many consumer debts, including:
- Credit cards
- Medical bills
- Payday loans
- IRS tax debts
Michigan laws also provide relief from creditors through an “automatic stay.” As soon as you file a petition, the court will order your creditors to stop any and all collection activities.
The automatic stay prohibits:
- Michigan repossession
- Wage garnishment
- Creditor harassment
Creditors won’t even be permitted to give you a call!
At DebtStoppers, our mission is to help families like yours understand how the laws can help set them free. You can eliminate your debts, end those sleepless nights, and start living again. Call or text us today at 313-880-3970 to set up a no-cost debt analysis with one of our knowledgeable Michigan lawyers.
Your crushing debt can be eliminated! Call or text DebtStoppers today at 313-880-3970 to get started on your new start.