If you've fallen behind on your house, car, or credit cards payments, it's easy to lose hope for your financial future. Countless hardworking families in Michigan are buried in debts: late credit card payments, delinquent mortgages, and backbreaking medical bills.
DebtStoppers can eliminate that debt burden and enable you to stand on your own again. We've helped thousands of people just like you move past their debts and get on with their lives. We know from our years of experience that it CAN GET BETTER!
So don't give up hope! Call or text DebtStoppers today at 313-880-3970 to schedule a no-obligation debt evaluation with one of our skilled Michigan bankruptcy lawyers.
Practical and Effective Debt Relief in Michigan
Everywhere you look, it seems like smooth-talking salespeople are hawking quick fixes to your financial difficulties. While you may be presented with many options, a DebtStoppers bankruptcy plan is the only solution that provides comprehensive debt relief. In Michigan, your bankruptcy options are Chapters 7 and 13.
Chapter 7 is a fast and easy way to eliminate unsecured debts like credit cards and unpaid medical bills. While the law permits a bankruptcy trustee to order the sale of your assets to pay back creditors, the majority of DebtStoppers clients keep most, if not all, of their belongings.
Instead of wiping out your debts, filing for Chapter 13 bankruptcy in Michigan allows you to set up a 3-to-5-year repayment plan. Under this plan, you'll make one reasonable monthly payment to a court-appointed trustee, and you'll get to keep all your possessions as long as you stick to the schedule.
We Can Resolve Your Debt Problems
In addition to freeing you from debt, bankruptcy can protect your assets from your creditors. As soon as you file for bankruptcy in Michigan, the court will grant you an "automatic stay" that forces your creditors to BACK OFF.
The stay will prohibit your creditors from pursuing:
- Wage garnishments
The court order will even prohibit your creditors from calling you or sending you a letter!
Sometimes, creditors choose to ignore the stay and continue to contact you or pursue collections actions. If that happens, DebtStoppers will often take them to court AT OUR EXPENSE to win you the financial compensation you deserve for their violations. We are devoted to helping our clients get total relief from both their debts AND their creditors.
DebtStoppers is one of the few U.S. law firms that offer a true $0-upfront Chapter 7 bankruptcy. While other firms advertise "no-money-down" legal services, they only offer payment plans to cover their fees. They don't advance the court filing fee, meaning you have come up with $335 in cash before they will be willing to file your petition.
DebtStoppers does things differently. We cover the filing fee with our own funds and then offer you an affordable payment plan that includes both our attorney fees AND the $335 filing charge. We'll file your petition and wipe out your debts before you pay us a single cent!
We Understand the Local Laws
If your family has had its fill of collection calls, late charges, and obscene interest rates, call or text DebtStoppers today at 313-880-3970 to request a free debt settlement consultation with one of our experienced Michigan attorneys.
We understand how to make Michigan laws work for you! Don't wait another second to get out of debt! Call or text us at 313-880-3970 to get started on your $0-Down Chapter 7 today!