Medical Bill Lawyers in Florida
Millions of families across America are buried in unpaid medical bill debt. If your family is one of them, know that you are not alone in the struggle. The cost of healthcare is continually rising, and staggering medical debts are devastating hardworking people across Florida.
DebtStoppers can provide medical bill relief so you can move on with your life. Our experienced Florida attorneys can help your family eliminate your medical bill debt and start fresh. Call or text us today at 786-420-4545 to request a free bill assessment with one of our skilled Florida lawyers.
How To Get Relief From Your Medical Bills in Florida
If you can't afford to pay your healthcare bills, you might feel like there is no solution to your problem. Fortunately, the U.S. government created bankruptcy laws to help people like you deal with financial difficulties.
Filing for bankruptcy in Florida will get you instant relief from your medical bill debt. First, as soon as you file, the court will grant you an automatic stay that orders your creditors to leave you alone. This stay applies to your health care providers themselves, as well as any collection agencies they may have hired to pursue you.
All of your creditors will have to immediately halt all collection activities. In fact, they won't even be permitted to call you anymore! Our clients always tell us what a relief it is when the collection calls stop.
Can Bankruptcy Chapter 7 and Chapter 13 Help You?
Bankruptcy is the most effective way to handle your outstanding medical bill debts. In Florida, you can choose between two types of personal bankruptcies: Chapter 7 and Chapter 13.
With Chapter 7, you can eliminate your unpaid medical bill obligations by discharging them, providing you with quick and lasting relief. While a case trustee is technically allowed to sell some of your belongings to repay creditors, DebtStoppers clients usually get to hang on to most (if not all!) of their possessions.
Chapter 13 offers a different type of medical bill relief. Instead of wiping out your debts immediately, Chapter 13 allows you to partially repay them in a 3-to-5-year payment plan. On average, you’ll end up paying 10% or less of the amount you owe.
Under this plan, you'll make one reasonable payment a month until your program is completed, and you'll never have to liquidate a single asset. With this type of bankruptcy, you can pay your healthcare bills off over time through a plan that fits your budget.
Ask for the Best Solution: Our Local Attorneys
Filing for bankruptcy can be complicated, both legally and emotionally:
- Navigating the court system is stressful, especially if you're not familiar with the legal terms, practices, and processes.
- Dealing with highly-personal issues like your finances can take its toll on your interpersonal relationships.
- The anxiety caused by the process can drive you to your breaking point.
Fortunately, you don't have to do it by yourself. Our practiced Florida attorneys can assess your family's financial situation and guide you through the process of eliminating your healthcare bill debt through bankruptcy. Call or text DebtStoppers today at 786-420-4545 to schedule a complimentary debt relief consultation with one of our South Florida lawyers.
At DebtStoppers, we think that healthcare expenses shouldn't uproot your family's plans for the future. Call or text DebtStoppers today at 786-420-4545 to start on a customized debt relief program to get your goals back on track.