Debt Solutions in California
You’ve tried everything you can think of and your financial problems just get worse? You aren’t alone! Countless hard working Californians are struggling under the burden of backbreaking debt. Fighting to make ends meet is always painful, but it can be devastating when you feel like your situation has become hopeless.
Even if you were able to stop adding new debt today, the sad truth is that it could take you years or even decades to repay your current balances — and that’s without adding the ballooning interest and late fee payments. If your finances seem hopeless, it’s time to take a look at the legal solutions congress created for Americans unable to pay their bills — personal bankruptcy protection.
DebtStoppers offers our clients quick and legal solutions through a California bankruptcy plan. We can help you wipe out your debts and get a fresh financial start. Call or text DebtStoppers today at 323-916-8660, to request a free debt settlement consultation with one of our knowledgeable Los Angeles, California lawyers.
What Are the Best Debt Solutions?
A customized DebtStoppers bankruptcy plan provides you with fast and practical financial solutions. You have two options when filing for personal bankruptcy in California: Chapter 7 and Chapter 13.
With Chapter 7, you can eliminate most of your debts completely and get a financial do-over. Even though California law permits a case trustee to liquidate some of your assets to repay your creditors, our clients rarely lose anything at all.
The other option, Chapter 13, decreases and restructures your debts. You’ll still be required to repay around 10% of your total debt through a 3-to-5 year repayment plan, but you will never have to sell your belongings.
Common Causes of Debt
Debt has an unfortunate habit of sneaking up on even the most responsible people; and as soon as you start falling behind on your payments, creditors will do everything in their power to keep you under their thumbs. If you don’t make your payments on time, you’ll be hit with a substantial late fee, and that’s in addition to the interest charges!
But, if like many, you’re using credit cards for everyday expenses, your balance keeps growing and your situation becomes impossible. If you’re one of the millions of us living paycheck-to-paycheck, there’s only one real answer — legal bankruptcy protection.
Our Experienced California Attorneys Can Help
While many California “debt relief” services advertise online, the "solutions" they market are usually useless. A DebtStoppers plan offers fast, permanent relief.
If you’ve given up hope because of your staggering debts, we can get back your dreams. Call or text us today at 323-916-8660 to schedule a free financial solutions counseling session with one of our skilled California attorneys.
You don’t have to wait another day to find solutions with bankruptcy. Call or text DebtStoppers today at 323-916-8660, claim your own fresh financial start.