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Author Archives: Robert J. Semrad

Who Can Benefit from Filing Chapter 13?

You work hard and try to pay your bills on time, but the weight of your debt is too overwhelming.  You need help, time, or both to arrange your finances.  However, your creditors continue to press you for payments and some may even threaten to garnish your wages or take other legal action against you…. Read More »

Six Common Mistakes That Could Ruin Your Bankruptcy Case

Filing bankruptcy requires carefully planning with qualified and experienced chapter 7 bankruptcy attorneys in Chicago to avoid making common mistakes. Although you may be able to correct some minor mistakes, others could prove costly and ruin your chances of discharge — or worse. People filing Chapter 7 bankruptcy in Illinois should avoid these common errors… Read More »

New Illinois Supreme Court Rules Take Effect to Safeguard against Foreclosure Abuse

Lawmakers nationwide are taking steps to stop foreclosure abuse. During the height of the housing market crash and subsequent foreclosure crisis, millions of homeowners -including those in Chicago – became victims of fraudulent foreclosures and mortgage servicing practices. Lenders sometimes engaged in “robo-signing”, where they falsified documents to accelerate the foreclosure process.  Such lender abuses… Read More »